Archive for long term goals

Leave A Legacy Of Prosperity For Your Children

Set new expectations of American life for your Children that will bring about unparalleled prosperity for their generation. The concept of leaving an impact on the world can be scary. Intentionally deciding what your legacy will be is awe inspiring. It can feel overwhelming.

Have you begun to contemplate the concept of raising children? What legacy are you going to leave them? Whether you have children already or not, the actions you take today are shaping the world that your children will inherit.

Before Having Children, Think About Their Future

Before you ever have children is the best time to start thinking about the future you will leave for them.

I’m not talking about the material wealth you will accumulate and leave as an inheritance for them. I am talking about participating in the American economic system and bolstering it.

Don’t make your children cope with the same mess that young people are living with today.

Realization Strikes

One day you wake up and the realization hits you that the decisions you make now affect not only your future but the future of your offspring. The fate of generations is in your hands. Wow, what a thought.

The question is – what will you do with it? Keep living for the here and now or start making the best future possible as your legacy?The fate of generations is in your hands. Wow, what a thought Click To Tweet Read More →

Is The College Education Route Best For You?

Are you a high school student who has been thinking that perhaps you were not meant to go to college?  Maybe you are right and College is not the best choice for you.  College was certainly not the route I took right out of high school.   Maybe you are feeling pressure from teachers, parents, relatives and fellow students to go to College.  Let’s explore the pros and cons of going to college vs not going, and look at some options that might be a better match for you in your particular situation.

The Big Decision – College or Wait

This post is not intended to talk you out of going to college, nor is it intended to talk you into going.  The intent is to help you as you make one of the most significant decisions you will have made up to this point.

In my case, I did eventually get a Bachelor of Science (BS) degree and ultimately a Masters’ of Science (MS) degree.  But that is a long way from where I started out.  Early in my senior year in high school, I enlisted in the US Navy; October 28 to be precise.  My GPA in high school was not very high.  In fact, I often joke that I was a high school push-out.  My French teacher made me promise not to take another level of French before she gave me the passing grade I needed to graduate.  She said that if I didn’t promise, she would not give me the passing grade.The Big Decision - Go to College or Wait Click To Tweet

The decision as to what to do after high school graduation can be daunting!  What will happen if you don’t make the right decision?  Like, what if you go to college, but it is not right for you? What will be the worst case scenario?  Failing out and returning home? Disappointing parents and grandparents? No one wants to let our parents down.  What if you don’t go to school?  What will you be labeled by your family and friends?

Before you make the decision to go to college or take another route, let’s examine the options and make sure you are equipped with knowledge to make the best choice for you.

What are the Options besides College

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How to Replace Consumerism with Proven Wealth Building Strategies

Devoid of wealth building strategies, almost one-half of all Americans do not have $400 to their name.  This statistic includes people from all income brackets.  No matter how much money people make, it seems they just can’t manage to hold on to it.  Here’s the test – if you had an unexpected expense of $400 pop up right now, how would it impact you?  Could you pay it with cash or check?  Would it impact your ability to pay other current obligations? Or would you have to borrow the money, use a credit card or sell something?

American’s have been consumed with consumerism for the past few decades.  As credit became easier and easier to obtain, Americans began to rely on credit as a safety net rather than build up their savings as a safety net.  They also use credit to obtain more material possessions.  So credit has replaced savings as a means to purchase and protect possessions.

After the attacks of September 11, 2001, the government encouraged Americans to continue spending as before to prove that our economy would not be affected by the attacks.  That encouragement would have been good advice if the status quo before the attacks was to earn and save money before spending it.  Since using credit to purchase everything was becoming the status quo, this advice was feeding the vice of consumerism.

The impact of continuing the rise of consumerism will result in an unhealthy financial state.  It is time to reverse the trend.  Americans need to learn to replace Consumerism with wealth building practices.  That begins with becoming financially literate.

Financial Literacy

A majority of Americans have become financially illiterate.  Despite the fact that we now have access to more information about how money works, we do not partake of that knowledge.  This financial ignorance has led to financial distress in many households.  There is a tendency to spend a little more than we make, no matter how much we make.  Earning more enables you to borrow more and so many people do just that.  Rather than learn and leverage financial principles, people have begun to live for today and wind up dealing with the consequences when it catches up with them.  Some do things like use credit cards for daily purchases, losing track of their spending and then when the bill comes, they don’t pay the balance in full.  An understanding of the principles of compounding interest and avoiding that expense would save many people thousands of dollars every year. Read More →

The Startling Truth About Goals Objectives and Campaigns

Effective Goal setting is one of the most effective skills you can master to help you realize your dreams.

The concept of goal setting can sometimes seem overwhelming.  You might have been discouraged by having set goals that were not achieved in the past.  Setting and obtaining measurable goals has been an underlying skill that I have honed over the years to achieve significant success in many areas of my life.  In this post, I will share some techniques with you that will help you achieve the pursuit you are presently struggling with.

Simple Goal Setting to Achieve Objectives

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